Maryland Insurance Agent 24-Hour Continuing Education Course (Life, Health, Property, and Casualty)


  • Duration: 24 hours
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How to Renew Your Maryland Insurance License

General Requirements:

Total Hours

24 hours biennially

8 hrs biennially for those who have held a license continuously for 25 years (including 3 hrs ethics).  (Bulletin 13-10)

Compliance Renewal Date

Renewal date is the last day of the licensee’s birth month, biennially.

You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count toward the total hour requirement.

Line-Specific Requirements:

Courses must be taken in the line held. LH/PC combined licenses must complete 25% in each line (a minimum of 6 hrs LH & 6 hrs PC).

For All Licenses:

3 hrs – Producers must complete 3 hrs of Ethics as part of the total requirement.  No more than 3 hours of Ethics can be completed in a renewal period.

Annuity Requirements

An insurance producer who engages in the sale of annuity products must complete a one-time, four (4) hour credit training course approved by the Administration and provided by an Administration-approved continuing education provider. Individuals who obtain a license as an insurance producer for life insurance may not engage in the sale of annuities until the annuity training course has been completed.

Long-Term Care Training

A producer who sells, solicits, or negotiates long term care insurance must complete a one-time training program requirement which consists of a minimum of 8 hours of long term care education followed by an ongoing training requirement of at least 4 hours to be completed every 24 months. Producers selling Long-Term Care insurance must receive at least 4 hours of CE by taking a LTC every two years. You may view approved continuing education courses, your continuing education transcript, and other information regarding continuing education by visiting the Maryland Insurance CE administration vendor, Prometric, at

All Other State Requirements

Resident Requirements

An agent who is licensed for Property or Casualty, or any subdivision of Property or Casualty, OR Life or Health, or any subdivision of Life or Health, must complete 24 hours of continuing education in the subdivision of insurance for which he or she is licensed (Property/Casualty or Life/Health). In addition, all licensees must take 3 hours in the category of ethics.

Effective January 1, 2017, public adjusters must complete 24 hours of continuing education each 2-year license period. Three (3) of those hours must be in the category of ethics. Any additional hours of Ethics will not count towards the hours of CE required. Courses approved under the Property and Casualty course category will apply towards an adjuster’s requirements.

Effective October 1, 2013, residents may complete all or part of the required CE credit hours via correspondence (self-study) or online courses.

All property/casualty producers who sell flood insurance must complete at least 2 hours in flood insurance each renewal period.

Title producers have a 16 hour CE requirement.

Non Resident Requirements

Non-residents, whose resident state has a reciprocal agreement with Maryland, and who comply with CE requirements of the resident state, are exempt from Maryland CE requirements Non-resident agents must comply with the initial LTC eight-hour training for this state or another state which meets the NAIC LTC Model training outline.

Course Repetition

Course repetition is not permitted within the compliance/renewal period.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Period Requirements

Maryland resident licensees must complete their CE requirements every two years by license expiration date.

Carryover Requirements

Carryover of CE hours is not permitted.

Reporting Requirements

Report within 30 days of completion. Need Agent’s license number or SSN to report.

State Reporting Fees

The MD Department of Insurance requires a course reporting fee of $1.00 per credit hour (online, self-study and classroom courses). This state reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online, self-study, or classroom course.

Instructor Credit

Individuals acting as instructors for continuing education courses receive 1.5 times the approved credit hours for teaching a course.


A licensed insurance producer who, as of October 1, 2008, has held a license for 25 or more consecutive years shall successfully complete 8 hours of continuing education in each renewal period in order to renew the license.

Acceptable Training Methods

  • Correspondence (Print)
  • Company Seminars
  • Classroom
  • Online (Internet Delivery)

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