Massachusetts Life & Health Insurance Pre-License Course


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How to Get an Massachusetts Insurance License

Do You Qualify for an Insurance License?

See the Following Prerequisites:

  • Be at least 18 years of age or older
  • Have a high school diploma or its equivalent (GED)
  • Possess a Social Security number

1. Complete a Pre-licensing Course

If you would like to sell insurance or become an adjuster in Massachusetts, you must pass a licensing exam. To prepare for the licensing exam, you should take an insurance course. All courses are cross-referenced with the exam content outline.

2. Pass a Licensing Exam

Making Exam Reservations

Licensing exams are provided by Prometric. An exam fee must be paid at the time of reservation with a Master Card, Visa, money order, company check, or cashier’s check. Personal checks are not accepted. You can make an exam reservation through the following methods:

ATTN: MA Insurance Exam Registration
3110 Lord Baltimore Dr, Ste. 200
Windsor Mill, MD 21244
Fax: (800) 347-9242

  • Call (800) 741-9380 after the registration has been processed to schedule your exam.

What to Bring

A current, signed form of identification that must:

  • Be government-issued (e.g., driver’s license, state-issued or  military id card)
  • Contain both a current photo and your signature
  • Have a name that exactly matches the name used to register for the exam

Exam Procedures

  • Report to the test center 30 minutes before the exam to verify identification and be photographed.
  • All testing sessions are video and audio recorded.
  • No personal items are allowed in the testing room such as cell phones, watches, wallets, or purses.

Exam Format

  • Each major line exam is given in a multiple-choice format.
  • Each exam contains “experimental” questions that are mixed in with the scored questions and are not identified. Experimental questions may not be covered in your educational materials and do not affect your final score!
  • The passing score required on each exam is 70%.
  • When you complete the exam, your score will be shown on the screen and you will receive a printed score report. The score report will include whether you passed or failed, the overall percentage score, and percentage correct for each of the major sections of the exam.  Candidates who do not pass can schedule the exam again with no waiting period.
  • Prometric notifies the Department of Insurance of your exam results within 2 business days.
Massachusetts Exam Information
Exam Code Exam Name Exam Time Total Questions
16-51 Producer’s Exam for Life Insurance 2 hrs 100
16-52 Producer’s Exam for Accident and Health or Sickness Insurance 2 hrs 100
16-53 Producer’s Exam for Property Insurance 2 hrs 100
16-54 Producer’s Exam for Casualty Insurance 2 hrs 100
16-55 Adviser’s Exam for Life Insurance 2 hrs 100
16-56 Adviser’s Exam for Accident and Health or Sickness Insurance 2 hrs 100
16-57 Adviser’s Exam for Property & Casualty Insurance 2.5 hrs 150
16-58 Exam for Public Adjuster 2 hrs 100
16-61 Producer’s Exam for Personal Lines Insurance 2 hrs 100

3. Apply for License

After passing the exam, apply for your license by completing an application at

Average Salary | Massachusetts Insurance Agent

  • $81,187 per year (15% above national average) *Credit: Indeed

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