Ohio Property & Casualty Insurance 40-Hour Pre-License Course


  • Duration: 40 hours
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How to Get an Ohio Insurance License

Do You Qualify for an Insurance License?

See the Following Prerequisites:

  • Be at least 18 years of age or older
  • Have a high school diploma or its equivalent (GED)
  • Possess a Social Security number

1. Complete a Pre-licensing Course

If you would like to sell insurance in Ohio, you must complete an approved line of pre-licensing education and pass the state licensing exam. All courses are cross-referenced with the exam content outline.

When you satisfy the requirements for your course, you will receive a Certificate of Completion and that will be reported to the state. Pre-licensing education is valid for 180 days from the date of completion; you will need to take and pass your state exam within this timeframe. Ohio requires you to present an original copy of the Certificate of Completion at your licensing exam, so make sure that you allow at least 5 mail delivery days between your course completion and the date you schedule your state exam for.

Certification Exams must be monitored by a disinterested third party (someone who is not a friend, family member, or financial connection to you).

Line Hours
Life 20
Accident and Health 20
Property 20
Casualty 20
Personal Lines 20

2. Pass a Licensing Exam

Making Exam Reservations

As of July 1, 2017, Licensing exams are provided by PSI.  An exam fee must be paid at the time of reservation by credit card, debit card, voucher or electronic check. You can make a reservation through the following methods:

  • Online:  www.psiexams.com
  • Phone:  (800) 733-9267
  • Email the completed PSI registration form (found in bulletin) to examschedule@psionline.com.  Allow 4 business days for processing; then go online or and call PSI to schedule exam.
  • Fax the completed PSI registration form to (702) 932-2666.  Allow 4 business days for processing; then go online or and call PSI to schedule exam.
  • Mail the completed PSI registration form and appropriate exam fee to PSI Services LLC, ATTN: Examination Registration OH INS, 3210 E Tropicana * Las Vegas, NV * 89121. Allow 2 weeks for processing; then go online or call PSI to schedule exam.

What to Bring

  • Your original Certificate(s) of Completion from a completed pre-licensing course of study
  • Two forms of current (not expired), signature identification:
    • A primary ID (photograph and signature) such as a Driver’s license or Passport
    • A secondary ID (signature) such as a Debit or Credit card

Exam Procedures

  • Report to the test center 30 minutes before the exam to sign in and verify identification.
  • No talking or any other form of communication among candidates is permitted in the exam area.
  • Children, cell phones, calculators, pagers, cameras, programmable electronic devices and recording devices of any kind are NOT allowed.
  • No smoking, eating, or drinking will be allowed at the exam site.
  • Dictionaries, books, papers, or study and reference materials are NOT permitted.
  • You may not exit the building during the exam.
  • Any candidate seen giving or receiving assistance will be asked to leave the exam center. The dismissal will be reported to the state and you may be denied licensure.

PSI exam sites have additional procedures:

  • You will have your picture taken prior to admittance into the exam.
  • You may not wear a jacket, coat or any type of hooded clothing into the exam room. Sweaters that do not have pockets are allowed.
  • You may not bring a purse or backpack into the exam room.
  • You will be asked to put these items in your vehicle. PSI only provides accordion type folders for any items. These folders are left in the lobby and PSI is not responsible for the security of those items.
  • You may not wear a wristwatch into the exam room and you will be asked to empty your pockets.

Exam Format

  • Each major line exam is given in a multiple-choice format.
  • Each exam contains “experimental” questions that are mixed in with the scored questions and are not identified. Experimental questions may not be covered in the candidate’s educational materials and do not affect your final score!
  • The passing score required on each exam is 70%.
  • When you complete the exam, your score will be displayed on the screen and you will receive a printed score report. The score report will include whether you passed or failed, the overall percentage score, and percentage correct for each of the major sections of the exam.
  • Candidates who fail can schedule another exam but must wait 24 hours before making the reservation.
  • PSI notifies the Department of Insurance your exam results within 2 business days.
Ohio Exam Information
Exam Code Exam Name Exam Time Total Questions
11-35 Agent’s Exam for Life, Accident and Health Insurance 2 hrs 30 min 150
11-36 Agent’s Exam for Property and Casualty Insurance 2 hrs 30 min 150
11-38 Agent’s Exam for Public Adjuster 2 hrs 100
11-43 Agent’s Exam for Personal Lines Insurance 2 hrs 100
11-44 Agent’s Exam for Life 2 hrs 100
11-45 Agent’s Exam for Accident and Health Insurance 2 hrs 100
11-46 Agent’s Exam for Property Insurance 2 hrs 100
11-47 Agent’s Exam for Casualty Insurance 2 hrs 100

3. Get Fingerprinted

Once you have passed your state exam, you will need to be fingerprinted by a National WebCheck provider. Details on the background check can be found on the ODI website, http://www.insurance.ohio.gov/Agent/Pages/Background.aspx. When you have your fingerprints taken, be sure to inform the provider that you need the “direct copy” option. WebCheck requests are processed within two business days.

4. Apply for License

After passing the exam, apply for your license by completing an application at www.insurance.ohio.gov on the Agent/Agency Services page within 180 days. Once the Department of Insurance has verified that you have met all of the standards for licensure, they will issue your license. You can print a copy of the issued license at www.insurance.ohio.gov by clicking on the “Print my Agent License” button.

Average Salary | Ohio Insurance Agent

  • $88,356 per year (25% above national average) *Credit: Indeed

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