Rhode Island Insurance Agent 24-Hour Continuing Education Course (Life, Health, Property, and Casualty)


  • Duration: 24 hours
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How to Renew Your Rhode Island Insurance License

General Requirements:

Total Hours

24 hours biennially

Compliance Renewal Date

Renewal date is the last day of the licensee’s birth month, biennially.

You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count toward the total hour requirement.

Line-Specific Requirements:

For All Licenses:

3 hrs – Producers must complete 3 hrs of Ethics as part of the total requirement.

Annuity Requirements

An insurance producer who engages in the sale of annuity products shall complete a one-time four (4) credit training course approved by the department of insurance and provided by the department of insurance approved education provider. Individuals who obtain a life insurance line of authority may not engage in the sale of annuities until the required annuity training course has been completed.

Long-Term Care Training

Producers must complete an initial training course prior to selling long-term care products and ongoing training every 24 months thereafter. The initial training must consist of 8 hours; ongoing training must be at least 4 hours. The training requirement applies to both residents and nonresidents, although nonresidents meeting the same requirement for another state will satisfy this state’s requirement. Residents may earn CE credit if the training was approved for CE.

Flood Requirements

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum 3 hours of training requirements established by FEMA and the National Flood Insurance Program.

All Other State Requirements

Resident Requirements

Licensees must complete 24 hours, including 3 hours of ethics biennially.

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirements established by FEMA and the National Flood Insurance Program.

Non Resident Requirements

Non-residents, who comply with CE requirements of the resident state, are exempt from Rhode Island CE requirements. Non-residents must comply with the LTC training requirement. Non-residents must still pay the CE tracking fee, which is included in the license renewal fees.

Course Repetition

Producers may not take the same course more than once in a compliance period.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Period Requirements

Rhode Island licensees expire on the last day of the licensee’s birth month biennially.

Carryover Requirements

Up to 12 excess CE credits accumulated during a biennial license cycle may be carried forward through the end of the next renewal period. Excess ethics credits will be carried over as general credits during the biennial license cycle.

Reporting Requirements

Reported within 10 days of completion. Need agent’s state license number or NPN to report.

State Reporting Fees

The RI Department of Insurance will require a course reporting fee of $1.00 per credit hour (online, self-study and classroom courses). This state reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online, self-study, or classroom course.

Instructor Credit

Individuals acting as instructors for continuing education courses receive the same amount of CE credit as his or her students receive for taking the class.


Rhode Island residents, who are at least 60 years old and have held license for 20 consecutive years, are exempt from CE requirements.

Individuals who are at least 55 years old and have held a Rhode Island license continuously for 25 years without lapse at time of license renewal are exempt.

Acceptable Training Methods

  • Online (internet delivery)
  • Correspondence (print)
  • Company seminars
  • Classroom
  • CBT/CD-ROM (computer-based training)

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