Wisconsin Insurance Agent 24-Hour Continuing Education Course (Life, Health, Property, and Casualty)


  • Duration: 24 hours
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How to Renew Your Wisconsin Insurance License

General Requirements:

Total Hours

24 hours biennially for Producers

8 hours biennially for Navigators (in Health specific topics)

Compliance Renewal Date

Renewal date is the last day of the licensee’s birth month, biennially. Licensees born in odd-numbered years renew in odd-numbered years, and licensees born in even-numbered years renew in even numbered years.

You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count toward the total hour requirement.

For All Licenses:

3 hrs – Producers must complete 3 hrs of Ethics as part of the total requirement.

Annuity Requirements

All life insurance licensees who wish to engage in the sale of annuities must complete a one-time, four-hour annuity training course.

Long-Term Care Training

Mandatory Training Requirements

An insurance intermediary who sells, solicits, or negotiates long-term care insurance products must be licensed and appointed by an insurer and must complete the initial and ongoing long-term care training.

Initial training shall be no less than 8 hours, of which 2 hours must contain Wisconsin-specific Medicaid and long-term care information.

After completion of the initial training, all intermediaries must complete one 4-hour training course specific to long-term care insurance every 24 months concurrent with each individual’s license renewal period, of which 1 hour must contain Wisconsin-specific Medicaid training.

The training must include, but not need be limited to, long-term care state and federal regulation, available long-term care services and providers, alternatives to the purchase of private long-term care insurance, effects of inflation, insurance suitability standards and guidelines.

A nonresident intermediary who has satisfied the training requirement in another state will be deemed to satisfy the training requirement in Wisconsin, except for the initial 2 hours of Wisconsin-specific Medicaid and long-term care information training. In addition, nonresident intermediaries must complete one credit hour of Wisconsin-specific Medicaid training every 24 months concurrent with each individual’s license renewal period.

Insurer Responsibility

Each insurer is responsible for ensuring that intermediaries marketing their long-term care products have completed the required training and to track and maintain records regarding this training. Intermediaries should contact the insurers with which they are appointed to sell long-term care for additional information on training and the manner in which they must document and report to insurers.

For more information, please refer to s. Ins 3.46 (26), Wis. Adm. Code.

Flood Requirements

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum 3 hours of training requirements established by FEMA and the National Flood Insurance Program.

All Other State Requirements

Resident Requirements

All intermediaries holding a Wisconsin insurance license in any of the major lines of life, accident and health, property, casualty, personal lines P&C, or in the limited line of automobile must complete 24 credit hours in each biennium. Three (3) of the 24 hours must cover ethics in insurance.

Credits must be recorded by Kaplan by the license expiration date. Kaplan has 10 days to bank credits from the date all required information is received from the student. Please allow for this 10-day processing time when planning your CE course completion.

Non Resident Requirements

Nonresidents who comply with resident CE requirements are exempt from Wisconsin CE requirements.

Nonresidents who satisfy the Annuity training requirements of another state that are similar to Wisconsin’s law will be deemed compliant for Wisconsin’s requirement.

Course Repetition

Course repetition is not permitted within the compliance/renewal period.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Proctor/Monitor Requirements

A proctored final examination is required for online courses. The proctor must be a disinterested third party or currently licensed agent with no family or financial relationship with the agent. A friend can be a proctor as long as the friend has no financial relationship with the agent. The proctor must verify the agent’s identity and complete an affidavit supplied by the approved provider attesting that the agent received no outside assistance. Membership in a professional association/organization does not constitute a financial relationship.

Period Requirements

Wisconsin resident licensees must complete their CE requirements prior to the last day of his or her birth month every two years.

Carryover Requirements

Carryover of CE hours is not permitted.

Reporting Requirements

Report within 10 days of course completion. Need agent’s Wisconsin license number to report.

Reporting Fees

Effective 12/14/2015, the Wisconsin Office of the Insurance Commissioner will require a course reporting fee of $1.00 per credit hour (online, self-study and classroom courses). This reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online, self-study, or classroom course.

Instructor Credit

Any person teaching an approved course shall receive the same number of hours as his or her students.

Acceptable Training Methods

  • Online (Internet Delivery)
  • Correspondence (Print)
  • Company SeminarsS
  • Classroom

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