How to Get a Utah Mortgage Loan Originator (MLO) License
Utah Mortgage License Requirements
- Complete a Criminal Background Check (CBC)
- Authorize a credit report through the NMLS
- Fulfill all state and federal education requirements as designated by Utah
- Pass a National Test
- Obtain a Surety Bond in a minimum amount of $12,500 or more depending on origination volume
Steps to Get a Utah Mortgage License
- Obtain an NMLS Unique Identifier: Register for an account on statemortgageregistry.com and request a unique identifier number.
- Criminal Background Check: Authorize a Federal (FBI) and state criminal background check through NMLS.
- Pre-License Education Requirements: Complete the 20 hours of NMLS-approved education, including federal law, ethics, non-traditional mortgage lending, and electives.
- Pass the National Test: Take and pass the SAFE Act National Test with Uniform State Test (UST). A score of 75% or better is required to pass.
- Obtain a Surety Bond: Secure a Surety Bond in a minimum amount of $12,500 or more depending on origination volume.
Course Description
Embark on a fulfilling career as a mortgage loan originator in Utah with our comprehensive 35-hour SAFE Act Pre-License Course. Designed to meet the education requirements set by the Utah Department of Financial Institutions (DFI), this online, self-paced course covers crucial topics such as federal law, ethics, non-traditional mortgage lending, and electives. Our user-friendly platform allows you to learn at your own pace, on any device, and at any time, while the course features interactive quizzes, practice exams, and expert instructor support to ensure you fully grasp the material and are well-prepared for the licensing exam. Enroll in the Utah Mortgage Loan Originator 35-Hour SAFE Act Pre-License Course today and take the first step toward a successful career in the mortgage industry as a licensed MLO in Utah.
Course Features
- Online, self-paced learning
- Comprehensive coverage of required topics
- Interactive quizzes and practice exams
- Expert instructor support
- Accessible on any device, anytime
Start your mortgage career with Cameron Academy’s MLO License Course – an engaging online course offering education and support for success in the mortgage field. Enroll today and make a meaningful difference as a Mortgage Loan Originator!
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