Bridging the Mental Health Care Gap in Rural America with Telehealth
Bridging the Mental Health Care Gap in Rural America
Across the vast landscapes of rural America, a silent crisis brews—one that affects the mental well-being of millions. The shortage of mental health care providers, coupled with geographic isolation, has created a significant gap in mental health services. However, a glimmer of hope emerges through telehealth technology, promising to bridge this divide.
What is Telehealth?
Telehealth is the delivery of health care services via digital communication technologies, such as video calls, phone calls, and online messaging. This innovative approach allows patients to connect with healthcare providers remotely, facilitating consultations, diagnoses, and follow-up care without the need for in-person visits. By leveraging internet-based tools, telehealth aims to improve healthcare accessibility, especially for individuals in remote or underserved areas.
Challenges in Rural Mental Health Care
Rural areas face unique challenges in accessing mental health care:
- Shortage of Providers: A significant shortage of mental health professionals exists in rural regions, leading to long wait times and limited access to care.
- Geographic Isolation: The vast distances to mental health facilities pose substantial barriers for patients, often requiring extensive travel.
- Stigma: In tight-knit communities, mental health stigma can deter individuals from seeking help due to fear of judgment.
- Limited Resources: Inadequate funding and resources hinder the availability of necessary mental health services.
- Economic Barriers: Lower income levels and limited insurance coverage exacerbate access issues.
- Technology Access: Reliable internet access and technological literacy are essential for effective telehealth implementation.
Despite these challenges, telehealth emerges as a transformative tool, offering increased accessibility and continuity of care. It allows individuals to receive treatment from the privacy of their homes, reducing stigma and providing cost-effective solutions.
Overcoming Access Challenges
While telehealth offers significant benefits, several issues need addressing:
- Technology Access: Expanding broadband connectivity is crucial to ensure telehealth services reach all who need them.
- Training and Support: Both healthcare providers and patients require training to use telehealth technology effectively.
- Privacy and Security: Ensuring patient information remains private and secure is vital.
- Insurance Reimbursement: Consistent and equitable coverage for telehealth services is necessary for widespread adoption.
Integrating telehealth into rural mental health care represents a significant step forward in addressing long-standing disparities. As technology advances, telehealth holds the potential to become an indispensable tool in bridging the mental health care gap.
Read the original article on Psychology Today for more insights into this evolving landscape.
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Getting licensed or staying ahead in your career can be a journey—but it doesn’t have to be overwhelming. Grab your favorite coffee or tea, take a moment to relax, and browse through our articles. Whether you’re just starting out or renewing your expertise, we’ve got tips, insights, and advice to keep you moving forward. Here’s to your success—one sip and one step at a time!
The Containment: Detroit, the Supreme Court, and the Battle for Racial Justice in the North
In the heart of America’s industrial north, a battle for racial justice unfolded in the classrooms of Detroit, Michigan. This struggle, chronicled in Michelle Adams’s compelling new book, “The Containment: Detroit, the Supreme Court, and the Battle for Racial Justice in the North,” reveals the complex web of policies and practices that thwarted efforts to integrate the city’s schools.
Despite Michigan’s early prohibition of segregation in public education, Detroit’s schools remained starkly divided along racial lines, even twenty years after the landmark Brown v. Board of Education decision. Adams’s book explores how this segregation was not the result of explicit laws but rather a byproduct of the city’s neighborhood school model, where racial boundaries were drawn by longstanding policies of containment.
These containment strategies included racially restrictive covenants, redlining, and segregated public housing, which confined Black residents to certain areas, perpetuating a cycle of educational inequity. As Adams eloquently argues, these policies were not just about housing but were deeply intertwined with the educational opportunities available to Black children.
The book also delves into the legal battle initiated by the N.A.A.C.P. in 1970, aiming to desegregate Detroit’s schools. This lawsuit brought together unlikely allies, including the Citizens Committee for Better Education (C.C.B.E.), which initially opposed the N.A.A.C.P.’s efforts. However, as the case progressed, the C.C.B.E. shifted its stance, arguing that the burden of integration should not fall solely on Detroit’s white residents who couldn’t afford to move to the suburbs.
Adams’s narrative captures the complexity of this struggle, highlighting how issues of class and race intersected in the fight for civil rights. Her work draws comparisons to J. Anthony Lukas’s celebrated “Common Ground”, which examined similar themes in Boston.
This poignant examination of Detroit’s history is not just a story of the past but a reflection on the ongoing challenges of racial integration in American schools today. The book’s insights resonate with current debates over educational equity and civil rights, making it a crucial read for understanding the persistent divides in U.S. society.
For those interested in exploring this topic further, the original article by Jeffrey Toobin in The New York Times provides a detailed review of Adams’s work, capturing the essence of this significant historical account.
Best Series 7 Exam Prep Courses of May 2025: Top Picks from Investopedia
In today’s rapidly evolving financial landscape, the Series 7 exam stands as a gateway for aspiring financial professionals aiming to become registered representatives. Navigating the complexities of this exam requires top-notch preparation. Recognizing this need, Investopedia has meticulously evaluated the best Series 7 exam prep courses available in May 2025.
Top Picks for Series 7 Exam Prep
After an in-depth analysis, Knopman Marks emerges as the best overall choice, offering a comprehensive suite of study materials and a stellar user experience. Their course, priced at $450 for the standard package and $675 for the premium, boasts a 99% first-attempt pass rate, making it a worthy investment for serious candidates.
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Best Value: Study.com
For those on a budget, Study.com offers the best value at just $60. Although it lacks live instructor support, its user-friendly platform and comprehensive practice exams provide great value for money.
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Best Premium Package: Kaplan Financial Education
Kaplan Financial Education offers a premium package that combines extensive resources with personalized instructor support, priced between $429 and $479. This package is ideal for those seeking a comprehensive learning experience.
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Best Mobile Learning Experience: Achievable
For students who prefer a mobile-first approach, Achievable offers an innovative, tech-driven platform at $199. While it lacks live support, its adaptive learning technology ensures a focused study plan tailored to individual needs.
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Investopedia’s comprehensive review, based on rigorous analysis of customer service, costs, and course features, ensures that aspiring financial professionals can make informed decisions when selecting the right Series 7 exam prep course. For more details, visit the original article.
Navigating Pennsylvania’s New Licensure Processing Guide
In an effort to streamline and demystify the professional licensure process, the Commonwealth of Pennsylvania has unveiled a comprehensive Licensure Processing Guide. This guide is designed to provide transparency, inform applicants of the expected timeframe to process their application, and help reduce mistakes and mitigate delays.
The guide outlines the steps and phases involved in the licensure process, ensuring applicants have clear expectations and guidance. The process is broken down into three phases:
- Phase One: This phase measures the time between a submitted application or graduation from an educational program and the initial determination of the status of the application by Department staff. Determinations issued in this phase may include authorization to take a required exam, a notice of missing information or an incomplete application, or that a payment is needed.
- Phase Two: This phase measures the time it takes for an applicant or third-party entity to respond to the Department with all application requirements. This may include the applicant preparing for and taking an exam, third-party institutions providing education or training documents, background checks, or completion of training hours by the applicant.
- Phase Three: This phase measures the time between the Department’s receipt of a complete application, including examination results, confirmation of training hours, and results of background checks, and when a license is issued or denied to an applicant.
For those looking to expedite their application, the guide offers specific tips on how to speed up the process. By visiting the Pennsylvania Licensing System, applicants can sign in to renew a license or register a new account to start the application process.
The Commonwealth has also provided specialized guides for various professions, including Barbers, Cosmetologists, Engineers, and Medical Practitioners, among others.
These resources aim to ensure that applicants can efficiently navigate the requirements and secure their professional licenses in a timely manner. For more detailed information, refer to the original article on the Commonwealth of Pennsylvania’s website.
Top 5 Online Real Estate Schools in California: Choosing the Right Path for Your 2025 Career
Top Five Online Real Estate Schools in California
- The CE Shop: Known for its excellent course features and dashboard, The CE Shop offers a 5-day free trial and a unique “Pass or Don’t Pay” guarantee. Packages start at $139 and include comprehensive study tools such as Exam Prep Edge, flashcards, quizzes, and career resources.
- Colibri Real Estate: Best for goal tracking and accountability, Colibri Real Estate presents robust dashboards, study hour recommendations, and helpful student support. Starting from $141, packages include narrated audio lessons, live Q&A sessions, and exam prep.
- AceableAgent: This school specializes in audio and mobile app courses, making it excellent for learning on the go. Packages start at $199, offering video lessons, hands-free audio options, and robust exam prep materials, complete with a mobile app and audio courses.
- Online Ed: Perfect for those on a budget, Online Ed offers a price-match guarantee and packages that start at $119. The courses include practice tests, exam pass guarantees, and are compatible with tablets and kindles.
- Kaplan Real Estate Education: Renowned for impressive practice tests and exam prep, Kaplan offers courses with interactive videos, study groups, and the “Kaplan Commitment to Pass.” Packages begin at $399 and provide extensive support through live online classes and community engagements.
For more detailed information on each school’s features, pricing, and special offers, check the related articles and resources provided by HousingWire.
Related References:
By following this guide, you can confidently select the right school to meet your professional ambitions in the California real estate market. We hope this information empowers you to succeed with a strong educational foundation.
Hollywood’s Top Real Estate Titans Defy Market Odds
Hollywood’s Top Real Estate Titans Defy Market Odds
In the glitzy world of Hollywood, where properties are as much a symbol of status as they are homes, a select group of real estate brokers have continued to set records. Despite the economic headwinds of 2024, these 35 agents have not only weathered the storm but thrived in it. Their success, documented by The Hollywood Reporter, is a testament to their resilience and expertise.
The period from July 1, 2023, to June 30, 2024, was fraught with challenges, including high interest rates and a limited inventory. Yet, these brokers, chosen for their impressive sales volumes, media visibility, and celebrity clientele, have managed to navigate these obstacles with aplomb. “2024 was an incredible year for the people that chose to be in the market,” remarked Cooper Mount of Carolwood, highlighting the perseverance required to succeed.
Among the luminaries is Sandro Dazzan of The Agency, who forecasts a promising 2025 as interest rates continue to decline, potentially bringing more buyers into the market. This optimism is shared by many in the industry, who see the close of 2024 as a turning point.
The article, penned by Hadley Meares, offers a detailed look at the strategies and successes of these top agents. It paints a picture of a market that, while challenging, is still ripe with opportunity for those willing to seize it.
As the curtain falls on another year in Hollywood’s real estate saga, the achievements of these agents serve as a beacon of what’s possible even in the face of adversity. Their stories are not just about homes and sales; they are about the enduring spirit of an industry that continues to captivate and inspire.
ECB Report Highlights CRE Valuation Challenges and Environmental Risks
In a revealing look at the current state of commercial real estate (CRE) valuations, the European Central Bank’s (ECB) supervisory newsletter has shed light on the findings from extensive on-site inspections across major banks. The report, authored by Sébastien Darrieux and his team, underscores the importance of accurate and prudent valuation practices, especially in the face of evolving market conditions and rising environmental risks.
The article, published on 14 August 2024, emphasizes the need for banks to align their valuation practices with international standards to ensure stability in their credit risk management frameworks. This is crucial as the market faces downturns, higher interest rates, and decreased demand, which could potentially impact asset quality and financial stability. You can read more about these insights in the original article.
Key Issues and Recommendations
One of the major findings from the inspections is the frequent misunderstanding of market value. Misconceptions about market value often lead to incorrect reporting and financial assessments. The ECB stresses that market value should reflect actual market conditions rather than hypothetical scenarios as outlined in the Capital Requirements Regulation (CRR) and the International Valuation Standards (IVS).
Moreover, the report highlights the necessity for methodological robustness. Banks are encouraged to use multiple valuation approaches to ensure they accurately represent current market conditions. Automated models, while efficient, must be critically assessed and supplemented with human evaluation to prevent inaccuracies.
Environmental Considerations
Another critical aspect discussed is the impact of environmental risks on CRE valuations. The increasing importance of factors such as climate impact and energy efficiency cannot be overstated. The report warns that failing to incorporate these considerations can lead to significant valuation inaccuracies. Detailed data collection on these factors is essential for accurate valuations.
Valuation Methodologies
The report also identifies common methodological errors, such as the improper reliance on outdated transactional data and inappropriate valuation methods like the residual method. Adjustments for changing market inputs are necessary to maintain valuation accuracy.
In conclusion, the ECB’s newsletter calls for a collaborative effort among regulatory bodies, auditors, and property valuation organizations to ensure resilience against market volatility. By addressing these valuation challenges, the banking sector can better adapt to changes, enhancing stability and confidence in financial systems.
The Best Online Real Estate Schools of May 2025
Best Online Real Estate Schools for May 2025
In the ever-evolving landscape of online education, The CE Shop has emerged as a standout choice for aspiring real estate professionals. With its reasonable fees, extensive state availability, and comprehensive educational resources, The CE Shop has been recognized as the best overall online real estate school. This accolade is supported by a high pass rate of nearly 62%, according to data from the Texas Real Estate Commission (TREC).The CE Shop’s success is attributed to its strategic approach in offering a large bank of practice questions that aid in exam preparation. This feature is a significant draw for students aiming to achieve success on their licensing exams.
Comparative Analysis
The Investopedia article dives into a detailed comparison of several top online real estate schools. The analysis evaluates these institutions based on various criteria such as pass rates, state availability, accreditation, and additional learning tools. Among the contenders, AceableAgent is noted for having the highest pass rate at 66.94%, while Kaplan is praised for its wide state availability and established reputation since 1938.360Training and Colibri Real Estate are highlighted for their low fees, making them attractive options for budget-conscious learners. While 360Training offers the lowest fees in nearly every state surveyed, Colibri Real Estate provides a robust pass guarantee, reimbursing the original course fee if students do not pass the licensing exam on their first attempt.
Why Choose The CE Shop?
The CE Shop’s broad state availability, competitive pricing, and extensive educational resources make it a compelling choice for many. It offers a five-day free trial and a pass guarantee, providing students with confidence in their educational investment. The transparency in reporting individual state pass rates further enhances its credibility among prospective students.For those interested in exploring these offerings further, the original article on Investopedia provides an in-depth look at the features and benefits of each school. You can read more about it here.
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In conclusion, as the demand for online education continues to grow, The CE Shop stands out with its comprehensive approach to real estate education, making it the best choice for May 2025.
California’s Top Online Real Estate Schools for 2025: A Comprehensive Guide
California’s Top Online Real Estate Schools for 2025: A Comprehensive Guide
As the Golden State readies itself for a new wave of real estate aspirants in 2025, the quest for the best online real estate education becomes paramount. HousingWire’s recent article, “5 Best Online Real Estate Schools in California for 2025”, emerges as a beacon for those navigating the labyrinth of educational choices. This guide meticulously evaluates the top online real estate schools, offering tailored solutions for every budget, learning style, and schedule.Course Comprehensiveness and Exam Preparation
The article underscores the importance of course comprehensiveness and robust exam preparation tools. Prospective students are encouraged to consider the quality of instruction and the availability of unique educational resources that can significantly impact their learning journey.
Top Picks for Aspiring Agents
The guide features a diverse array of schools, each with distinct strengths. From schools offering podcast-style audio lessons to those with mobile apps for learning on the go, the options are as varied as the California landscape itself. For instance, some institutions boast high pass rates, while others offer comprehensive career resources to ensure students are not just exam-ready but also market-ready.Pricing and Value
Understanding the financial investment involved, the article provides a detailed analysis of each school’s pricing structure. This transparency allows future agents to make informed decisions, ensuring they receive the best value for their money.
For those eager to delve deeper into enrollment specifics, pricing details, or to explore the unique offerings of each school, the original article at HousingWire is an invaluable resource.
By aligning educational choices with personal needs and career goals, aspiring real estate professionals can embark on a path that promises not just a license, but a thriving career in California’s dynamic real estate market.
Top Series 7 Exam Prep Courses for May 2025: A Detailed Review
Knopman Marks emerges as the top choice, offering a comprehensive package with a 99% first-attempt pass rate. Their course is lauded for its high-quality study materials, personalized instructor support, and a mobile app for learning on the go. The cost ranges from $450 to $675, but the investment is justified by their industry-leading success rates. For more details, visit Knopman Marks.
For those seeking value, Study.com provides an affordable option at just $60. Despite the absence of live instructor support, it offers unlimited access to a user-friendly platform and practice exams that closely mimic the actual Series 7 exam. This makes it an excellent choice for budget-conscious learners. Explore further at Study.com.
Kaplan Financial Education stands out with its premium package, offering extensive materials and live instructor support for $429 to $479. Known for its detailed exam manual and customizable practice exams, Kaplan provides a robust learning experience, albeit without a money-back guarantee. More information can be found at Kaplan Financial Education.
For a modern, mobile-optimized study experience, Achievable offers a unique approach. Priced at $199, it uses adaptive learning to tailor study plans, focusing on areas needing the most attention. While lacking live support, it compensates with a vast question bank and a user-friendly practice exam app. Discover more at Achievable.
In conclusion, the importance of flexible and comprehensive learning options for financial exams cannot be overstated. As the financial landscape evolves, these courses provide the tools necessary for success. For a deeper dive into these offerings, the original article on Investopedia serves as a valuable resource, ensuring that aspiring financial advisors are well-prepared to navigate their professional journeys.
The Top Online Real Estate Schools of 2025: Investopedia’s Picks
In the ever-evolving landscape of real estate education, choosing the right online school can be a daunting task. However, according to a recent Investopedia article, The CE Shop has emerged as the top contender for May 2025. This distinction is based on its reasonable fees, extensive state availability, and comprehensive educational resources.
The CE Shop: A Leader in Real Estate Education
The CE Shop offers its pre-licensing courses across 36 states, providing aspiring real estate professionals with the tools they need to succeed. With a high pass rate of nearly 62%, as reported by the Texas Real Estate Commission (TREC), the school stands out for its effectiveness in preparing students for their licensing exams.
One of the unique features of The CE Shop is its extensive bank of practice questions, which is instrumental in helping students prepare for the exams. Furthermore, the school offers a five-day free trial and nationwide availability for exam prep and continuing education.
Other Top Contenders
- AceableAgent: Known for its high pass rate of 67.2% and mobile app availability, AceableAgent is a strong choice for those in the 15 states it serves.
- Kaplan: As the most established school, Kaplan offers courses in 44 states, providing a wealth of experience and resources.
- 360Training: Recognized for its low fees, 360Training is ideal for budget-conscious students, although it lacks some advanced features.
- Colibri Real Estate: Offering great value with its pass guarantee and wide availability, Colibri is another excellent option.
With the real estate market continually shifting, the importance of a solid educational foundation cannot be overstated. As Investopedia’s thorough analysis reveals, these schools provide the best opportunities for aspiring agents to gain the knowledge and skills necessary to succeed.
For more detailed insights and a full list of evaluated schools, readers can refer to the original article on Investopedia.
Overlooked Skills Essential for Entrepreneurial Success
Entrepreneurship is a thrilling venture, yet it demands more than just enthusiasm for your product or service. As highlighted in a recent article by Investopedia, the path to entrepreneurial success is paved with a variety of skills that are often overlooked but crucial for long-term success.
Overlooked Skills Entrepreneurs Need to Succeed
While many new businesses face failure within their first two years, the key to sustainability lies in developing a diverse skill set. This includes emotional intelligence, time management, financial literacy, adaptability, and delegation.
Emotional Intelligence and Resilience
Entrepreneurs often encounter unexpected challenges. According to Founder Reports, anxiety and high stress are prevalent among entrepreneurs. Developing emotional intelligence can help manage stress and maintain resilience, crucial for long-term success.
Time Management
Balancing work and personal life is a common struggle. Many entrepreneurs find themselves working long hours, leading to burnout. As business coach Samantha Fackler states, “Working evenings and weekends isn’t a badge of honor; it’s a system failure.” Learning to prioritize tasks effectively is essential.
Financial Literacy
Financial management is a continuous challenge. A QuickBooks study found that many business owners suffer losses due to low financial literacy. Understanding business finance is vital, even if you plan to hire an expert.
Adaptability
Change is constant in entrepreneurship. Being adaptable to market shifts and technological advancements can be a game changer. Entrepreneurs need to remain flexible and open to new directions as necessary.
Delegation
As businesses grow, the ability to delegate becomes critical. Trusting others with tasks allows entrepreneurs to focus on core business aspects. Fackler emphasizes the importance of building systems for effective delegation.
How Entrepreneurs Can Acquire the Skills They Need to Succeed
While not everyone possesses these skills initially, they can be developed through various means. Consider enrolling in certifications and training courses, seeking business coaching, engaging in networking, and utilizing software tools to enhance your skill set.
The Bottom Line
Entrepreneurship is a challenging yet rewarding journey. By acknowledging and developing these essential skills, entrepreneurs can better handle the demands of running a business and position themselves for lasting success. Now is the time to start honing these skills.
In-Depth Guide: Choosing the Best Online Real Estate School
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Investopedia has taken a significant step in guiding aspiring real estate professionals by conducting an in-depth analysis of online real estate schools. Their commitment to providing comprehensive reviews is evident in their detailed methodology, which evaluates schools based on 38 distinct criteria. This rigorous assessment aims to help future real estate agents find the best online institutions for obtaining their licenses.
Research and Evaluation
The research, which took place in February 2025, involved a thorough examination of nine online real estate schools. These schools were chosen based on previous research, consumer interest, and industry analysis. The focus was on schools offering courses such as salesperson pre-licensing, exam preparation, continuing education, post-licensing, and broker preparation.
Data Collection and Scoring
Investopedia developed a quantitative model to score and rank these schools objectively. This model considered 38 criteria, with 26 being weighted to determine the final scores. The data was gathered directly from company websites and customer support representatives, ensuring accuracy and reliability. Each school was rated on a scale from 0.00 to 5.00, with data points scored between 0.00 and 1.00.
Evaluation Categories
The evaluation was divided into four main categories: Fees, Customer Satisfaction, Features, and Availability. These categories were weighted differently, with Fees and Customer Satisfaction each accounting for 27% of the total score. Features contributed 26%, while Availability made up the remaining 20%.
Fees
Investopedia researched fees for pre-licensing in states like California, Florida, Virginia, and Texas. They considered both minimum and maximum fees, with a focus on affordability and value.
Customer Satisfaction
Customer satisfaction was measured through pass rates, app availability, and overall ratings from platforms like Trustpilot and the Better Business Bureau.
Features
The schools were evaluated on the number of practice questions, mock exams, study groups, teacher support options, and pass guarantees. These elements are crucial for effective exam preparation.
Availability
The state-specific nature of real estate courses was a key factor. Schools offering courses in more states scored higher, reflecting their broader accessibility.
For those interested in delving deeper into the methodology and details of this evaluation, the original article can be found on Investopedia’s website.
This comprehensive review by Investopedia is an invaluable resource for aspiring real estate professionals, providing them with the necessary insights to choose the best online real estate school for their needs.
Exploring the Best Online Real Estate Schools for May 2025
Exploring the Best Online Real Estate Schools for May 2025
In the ever-evolving landscape of online education, Investopedia has conducted an in-depth analysis to determine the top online real estate schools for May 2025. The comprehensive evaluation considered various factors such as fees, state availability, course features, and customer satisfaction.
The CE Shop: Leading the Pack
The CE Shop has emerged as the best overall online real estate school. Known for its reasonable fees, extensive state availability, and comprehensive educational resources, The CE Shop boasts a high pass rate of nearly 62%, according to the Texas Real Estate Commission (TREC). This institution provides a robust bank of practice questions to support exam preparation.
Other Top Contenders
While The CE Shop claims the top spot, other schools have also distinguished themselves in specific categories:
- Best Pass Rate: AceableAgent boasts a noteworthy pass rate of 66.94%.
- Most Established, Best State Availability: Kaplan is recognized for its long-standing presence and wide state coverage.
- Best for Low Fees: 360Training offers some of the lowest fees across the states researched.
- Also Great for Low Fees: Colibri Real Estate provides competitive pricing with a strong pass guarantee.
Why Trust Investopedia?
Since its inception in 1999, Investopedia has been a reliable source for educational resources. Their recent research into online real estate schools, conducted in February 2025, evaluated nine schools on 38 criteria, resulting in over 300 data points. This thorough analysis ensures that the recommendations provided are based on objective and comprehensive research.
Exploring the Top Entry-Level Jobs of 2025: No Experience Required
Exploring the Top Entry-Level Jobs of 2025: No Experience Required
In a rapidly evolving job market, the demand for positions that require little to no experience is on the rise. According to a recent article published by Money Crashers on December 31, 2024, there are numerous opportunities for those seeking immediate employment without extensive educational qualifications or prior job experience.The article, titled “33 Jobs That Require Little or No Experience in 2025,” highlights roles across various sectors, including renewable energy, healthcare, delivery services, and technology. These positions offer on-the-job training and significant growth potential, making them attractive options for job seekers in the U.S.
Jobs with Minimal Entry Requirements
- Delivery Driver: With the explosive growth in app-based delivery services like DoorDash and Instacart, becoming a delivery driver is more feasible than ever. This role requires a high school diploma or equivalent and pays between $16 to $18 per hour.
- Uber Driver: Owning a reliable car and maintaining a clean background check can set you up as an Uber driver. The flexibility of this job allows drivers to earn around $20 per hour, with the potential for more through tips.
- Flight Attendant: As air traffic volumes increase, the demand for flight attendants remains strong. With an average annual pay of $68,370, this job offers the chance to travel and requires only a high school diploma and a few weeks of training.
Emerging Trends and Opportunities
The Bureau of Labor Statistics (BLS) data indicates a growing demand for roles in renewable energy, highlighting positions like Wind Turbine Technician and Solar Photovoltaic Installer. These jobs not only contribute positively to the environment but also offer substantial pay and job security.In the healthcare sector, roles such as Medical Assistant and Health Information Technician are experiencing rapid growth, driven by an aging population and advancements in medical technology.
Advice for Job Seekers
The article offers practical advice for those entering the job market without experience. Key tips include understanding the required skills, identifying transferable skills, creating a portfolio, and earning relevant certifications. For instance, obtaining a plumbing license can significantly enhance job prospects in the plumbing industry.For more insights and a comprehensive list of jobs, visit the original article on Money Crashers.
The landscape of employment is shifting, and with it, the opportunities for those willing to embrace new roles. Whether you’re just starting out or looking to change careers, these entry-level positions offer a promising path forward.
Empowering the Firearm Industry: A Commitment to Compliance and Safety
Empowering the Firearm Industry: A Commitment to Compliance and Safety
The National Shooting Sports Foundation (NSSF), the firearm industry trade association, has announced a series of free online webinars aimed at enhancing compliance and safety within the industry. This initiative, known as the Firearm Industry Compliance Education Series, is designed to provide industry businesses with crucial insights and training.
Scheduled to cover a range of topics, the webinars will focus on essential areas such as ATF inspection preparedness, straw purchase awareness, and enhancing store security. Additionally, they will delve into OSHA compliance concerning lead and noise hazards, and more. These sessions are part of NSSF’s commitment to improving operations, public safety, and the overall health of the firearms industry.
Webinars and Educational Resources
Participants can explore all upcoming webinars by visiting NSSF’s webinar page. Furthermore, recordings of these sessions will be available through SHOT University Online, a premier resource for firearms education and training. These resources are offered free to NSSF members and their staff.
For those not yet members of NSSF, information on membership options is readily available. The organization also offers a Premium Retailer Membership, designed to protect businesses against administrative actions, including license revocation.
Importance of Compliance Education
The NSSF underscores the power of compliance education in maintaining high operational standards and safeguarding public safety. By participating in these educational sessions, industry stakeholders can stay informed about the latest regulatory requirements and best practices.
For more information on the SHOT University Online platform, which offers a library of interactive courses on compliance and operational guidance, visit SHOT University Online Information.
Overall, the NSSF’s initiative represents a significant step towards fostering a culture of compliance and safety within the firearm industry, ensuring that businesses are well-prepared to navigate the evolving regulatory landscape.
Boosting Broker Efficiency: A Guide to Faster Closings
Boosting Broker Efficiency: A Guide to Faster Closings
In the ever-changing landscape of the brokerage industry, speed has become a critical factor in maintaining a competitive edge. As the market continues to fluctuate, brokers are finding that faster closings not only enhance their business operations but also significantly improve client satisfaction and retention.
According to a recent article by MPA Mag, provided by RCN Capital, brokers who can close deals swiftly are better positioned to thrive in 2025. The article highlights several strategies to achieve this, including the importance of organization, the use of technological tools, and leveraging private lending.
Building a Solid Foundation
One of the key strategies for faster closings is ensuring that brokers have a well-organized system in place. This includes accurate project tracking and compliant storage of documentation. Technological tools can assist brokers in these areas, especially as tech continues to expand within the real estate industry.
Leveraging Private Lending
Private lending offers a significant advantage in achieving faster closings. These lenders specialize in the asset classes they lend on, allowing them to quickly vet deals and streamline the process. Their flexibility in requirements and underwriting often results in reduced turn times compared to traditional lending.
Expertise and Client Management
For brokers, assuming the role of industry expert is crucial, even when dealing with experienced clients. This involves having practical expertise in generating comparable property lists and determining deal viability. A clear business strategy and organized project paperwork can lead to smoother processes and fewer questions from financiers and contractors.
In conclusion, as brokers navigate the challenges of 2025, the ability to close deals quickly and efficiently will be essential. By implementing these strategies, brokers can not only survive but thrive in the evolving market landscape.
SEC’s 2025 Examination Priorities: Preparing for Transformative Financial Regulation
In a significant move, the Securities and Exchange Commission’s (SEC) Division of Examinations has unveiled its 2025 examination priorities, setting the stage for what could be a transformative year in financial regulation. The release, dated October 21, 2024, aims to guide registered investment advisers, investment companies, and broker-dealers on the areas of focus during upcoming examinations.
The 2025 priorities come amidst a changing presidential administration, which could lead to shifts in SEC focus. However, many of the priorities are expected to persist, emphasizing the need for firms to carefully review these priorities and consult with legal counsel as needed.
Investment Advisers
The SEC’s Division will continue to prioritize examinations of investment advisers, particularly those who have never been examined or have not been examined recently. Key areas of focus will include fiduciary standards, compliance programs, and private fund advisers.
Fiduciary Duties
Investment advisers must adhere to fiduciary standards of conduct, acting in the best interests of their clients and disclosing any conflicts of interest. The Division will scrutinize investment advice related to high-cost products, unconventional instruments, and assets sensitive to market changes.
Compliance Programs
Compliance with Rule 206(4)-7 under the Investment Advisers Act of 1940 remains a priority. Examinations will evaluate core compliance areas such as marketing, valuation, and trading. Special attention will be given to advisers integrating AI into their operations.
Private Fund Advisers
Private fund advisers will also be under the spotlight, especially those using investment strategies sensitive to market volatility and interest rate changes. The Division will examine conflicts of interest disclosures and compliance with new regulatory amendments.
Broker-Dealers
For broker-dealers, Regulation Best Interest (Reg BI) and Form CRS obligations remain top priorities. The Division will assess whether broker-dealers are making recommendations in the best interests of their clients and properly disclosing conflicts of interest.
Regulation Best Interest
Broker-dealers must ensure that their recommendations are in the best interests of their clients. Examinations will focus on complex and high-risk products, including crypto assets and structured products.
Form CRS
The SEC requires broker-dealers to provide Form CRS to retail investors, detailing their relationships, services, and fees. The Division will review the content of these summaries to ensure transparency and compliance.
Risk Areas
Several key risk areas have been highlighted, including cybersecurity, compliance with recent amendments, financial technologies, and crypto assets. The Division will ensure that practices prevent service interruptions and protect investor information.
Cybersecurity
Examinations will focus on policies and procedures to prevent data breaches and protect client information, with special attention to the use of third-party products and services.
Financial Technologies
With AI on the rise, the Division will review the use of automated investment tools and ensure that firms monitor and supervise AI use effectively.
Crypto Assets
Crypto assets remain a top priority, with examinations reviewing compliance practices and risk disclosures related to crypto securities.
For a more detailed exploration of these priorities, the original article by Eric Mikkelson and Carissa Occhipinto can be found on Stinson LLP’s website. This comprehensive guide underscores the SEC’s commitment to safeguarding investors and ensuring market integrity.
Investopedia Reveals Top Online Real Estate Schools for 2025
The standout choice, according to the report, is The CE Shop. This institution has been recognized for its reasonable fees, extensive state availability, and comprehensive educational resources. Notably, The CE Shop boasts a high pass rate of nearly 62%, as reported by the Texas Real Estate Commission (TREC), along with a vast array of practice questions to aid in exam preparation.
Investopedia’s research involved a detailed evaluation of nine online real estate schools, with each being assessed on 38 factors, culminating in over 300 data points. The schools were scored and ranked based on fees, availability, course features, and customer satisfaction, leading to a list of top recommendations.
Best Online Real Estate Schools for May 2025
- Best Overall: The CE Shop
- Best Pass Rate: AceableAgent
- Most Established, Best State Availability: Kaplan
- Best for Low Fees: 360Training
- Also Great for Low Fees: Colibri Real Estate
Why The CE Shop Stands Out
The CE Shop is renowned for its continuing education but also excels in providing comprehensive pre-licensing courses in 36 states. This is more than all but two other companies in the analysis. The course content is tailored to meet state-specific licensing requirements, ensuring that students receive relevant and effective instruction.
Depending on the state, The CE Shop offers various course packages. The basic packages include educational materials like ebooks and flash cards, while higher-tier packages provide exam prep tools and a pass guarantee. Furthermore, students can opt for professional development support, aimed at newly licensed individuals.
Comprehensive Evaluation Methodology
Investopedia’s research and editorial teams conducted independent, unbiased research into online real estate schools. The evaluation criteria encompassed fees, customer satisfaction, features, and availability, with each category weighted accordingly. This meticulous approach ensures that the recommendations are based on objective analysis and are the best choices for aspiring real estate professionals.
By referencing the original article on Investopedia, readers can explore the detailed findings and make informed decisions about their real estate education options.
Top Online Real Estate Courses in New York for 2025
If you’re considering becoming a real estate agent in New York, passing the 77-hour prelicensing course and the state exam is necessary. To ensure you’re well-prepared for these challenges, HousingWire has reviewed the best online real estate courses available in New York.
Top Online Real Estate Courses for 2025:
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The CE Shop
Known for its user-friendly dashboard, The CE Shop stands out with features such as a 5-day free trial, pass guarantee, and the exclusive Exam Prep Edge package. Prices start at $339. Visit The CE Shop -
Aceable Agent
Aceable Agent offers a unique learning experience with its podcast-style courses and mastery tracking. This versatile course allows you to learn through their mobile app or online. Prices start at $239. Visit Aceable Agent -
Colibri Real Estate School
This school is noted for its expert local instructors and structured courses with accountability features. Prices begin at $355. Visit Colibri Real Estate -
Kaplan Real Estate Education
Offering comprehensive instructor support, Kaplan provides both live and online courses. Prices start at $349. Visit Kaplan -
RealEstateU
For those seeking a budget-friendly, no-frills course, RealEstateU offers an affordable package starting at $149, focusing solely on coursework. Visit RealEstateU
Methodology:
HousingWire evaluated these courses based on several factors, including course offerings, exam preparation tools, instructor quality, and affordability. The article provides detailed insights into what each school offers, aiming to guide future real estate professionals in their educational journey.
Helpful Links:
For aspiring agents, choosing the right course is crucial to launching a successful real estate career in one of the largest markets in the United States—New York. With the right educational support, you can confidently prepare for your licensing exam and begin a new career path.
Upholding the REALTOR® Code of Ethics: A Century of Integrity
Upholding the REALTOR® Code of Ethics: A Century of Integrity
In the realm of real estate, where trust and integrity form the bedrock of client relationships, the REALTOR® Code of Ethics stands as a beacon of ethical practice. Since its adoption in 1913, this code has guided REALTORS® in fostering cooperation and ensuring that consumers’ best interests are always at the forefront.
The original article from the National Association of REALTORS® (NAR) delves into the historical significance and evolution of this pivotal document. It underscores how the Code of Ethics has evolved to address contemporary challenges while maintaining its core values of honesty, integrity, and professionalism.
One of the key facets of the Code is its emphasis on cooperation among REALTORS®. This cooperation is not merely a suggestion but a requirement, ensuring that clients receive the best possible service and representation. The Code’s impact is further amplified by its availability in multiple languages, making it accessible to a diverse range of professionals and clients.
Recent Developments and Resources
The NAR continues to update and refine the Code, with the latest 2024 edition reflecting the association’s commitment to upholding the highest ethical standards. This ongoing evolution is supported by a wealth of resources, including previous editions and translations.
For those interested in a deeper dive, the Code of Ethics & Professional Standards Policies provide a comprehensive overview of the policies that govern REALTORS®’ professional conduct.
As the real estate industry continues to evolve, the REALTOR® Code of Ethics remains a cornerstone, ensuring that integrity and trust are never compromised. This commitment to ethical practice not only benefits clients but also elevates the profession as a whole, fostering an environment where ethical considerations are at the heart of every transaction.
Navigating Tomorrow: New Hampshire’s Housing Market Trends for 2025
Housing remains the hottest topic in the Granite State, as industry leaders converge to discuss the future of residential real estate in New Hampshire. A recent webinar, organized by NH Business Review, offered a comprehensive look at emerging trends and challenges facing the housing market in 2025.
With record low inventories, experts from New Hampshire Housing, Kennebunk Savings Bank, and the New Hampshire Association of Realtors are pioneering creative solutions to navigate these turbulent times. They are particularly focused on legislative reforms, pathways for first-time homebuyers, and innovative financing for accessory dwelling units.
Key Highlights from the Webinar
- Housing Reform Bills: Pending legislation and a newly formed business coalition are advocating for significant reforms.
- First-Time Homebuyers: Experts discussed successful pathways and deal structures for new homebuyers, emphasizing the types of homes being purchased.
- Accessory Dwelling Units: Banks are making it easier to finance these units, which homeowners use to create secondary housing on single-family lots.
The webinar, held on March 20, 2025, was a crucial platform for dialogue among stakeholders. It featured presentations from notable figures such as Julie Jussif, Chief Program Officer of New Hampshire Housing, Matt Le, First Vice President at Kennebunk Savings, and Robert Quinn, CEO of the New Hampshire Association of REALTORS.
Panelists
Julie Jussif, Chief Program Officer at New Hampshire Housing, has been instrumental in leading strategic initiatives in multifamily housing and development. Her insights into homeownership and housing choice vouchers were particularly enlightening.
Matt Le, from Kennebunk Savings, shared his extensive experience in mortgage lending, emphasizing community involvement and the importance of tailored financial products.
Robert Quinn, CEO of the New Hampshire Association of REALTORS, highlighted the association’s efforts in professional development and market advocacy.
The discussion was moderated by Mike Cote, New Hampshire Editor at NH Business Review, who skillfully navigated the conversation to ensure a comprehensive understanding of the issues at hand.
Additional Resources
For those who missed the live event, the full recording is available on YouTube.
CertificationPractice.com Revolutionizes Cloud Certification Prep
CertificationPractice.com Expands Its Platform
San Francisco — In a move set to redefine the standards of IT certification preparation, CertificationPractice.com has announced a significant expansion of its cloud certification preparation platform. As reported by PRWeb on April 8, 2025, the platform now includes specialized practice exams for major technologies such as AWS, Google Cloud, Microsoft Azure, Snowflake, Databricks, and Tableau.
This expansion is complemented by an AI-driven learning experience, which adapts to individual learning patterns, offering a personalized and efficient preparation journey. This innovative approach ensures that users receive the most relevant and up-to-date content aligned with the latest certification requirements.
Key Features of the Expanded Platform
- Real-time updates to practice exams, ensuring alignment with official certification guidelines.
- Comprehensive content across various certification categories, including AWS, Google Cloud, and more.
- Detailed explanations for complex concepts, aiding in a deeper understanding.
CertificationPractice.com’s commitment to excellence is evident in its continuous updates and enhancements, maintaining its position as the definitive preparation resource for IT professionals. This is further evidenced by the platform’s widespread global adoption and users consistently reporting higher pass rates.
For more information on their expanded certification practice exam offerings, visit their official website.
Media Contact: Alyssa Wilson, Certification Practice, 1 (800) 720-1205, [email protected]
Top Online Real Estate Schools to Watch in 2025
In the swiftly changing world of real estate, keeping pace with the latest education and training is more crucial than ever. As we cast our eyes toward 2025, the landscape of online real estate education is blossoming, offering professionals a more flexible and comprehensive array of learning options. This evolution is detailed in a recent article by Decatur Metro, which highlights the top four online real estate schools renowned for their quality, effectiveness, and innovation.
Leading the Pack in Real Estate Education
Among the standout institutions is Real Estate Express, which remains a leader in online real estate education. Known for its comprehensive and user-friendly platform, Real Estate Express offers courses designed not only to help students pass their licensing exams but also to thrive in their careers. Their adaptive learning technology ensures that each student receives a personalized learning experience, making complex topics more manageable.
Another notable mention is Kaplan Real Estate Education, a well-respected name in professional education. Kaplan excels with its detailed programs that cover every aspect of real estate education, from pre-licensing to continuing education. Their interactive online classroom setting engages students with real-world scenarios, preparing them for both exams and real-life challenges.
Specialized Learning for Advanced Skills
For those focusing specifically on continuing education, The CE Shop offers an excellent resource for enhancing skills and knowledge. Their state-of-the-art learning management system provides a seamless online learning experience, complete with time-efficient courses tailored to meet state requirements. The CE Shop emphasizes ethics and real-world applications, ensuring that learners are well-prepared to conduct themselves professionally in the marketplace.
Operated by the National Association of Realtors, the Center for Realtor Development provides specialized courses designed to help real estate professionals advance their careers. The platform offers various certifications and designations recognized across the industry, focusing on niche markets and specialized skills such as property management and international properties.
Choosing the Right Path
Selecting the right online real estate school depends on your specific needs, career goals, and learning style. Each of these schools offers unique benefits, from flexible learning schedules to in-depth course materials. As the real estate industry continues to grow and evolve, these educational institutions are dedicated to providing the tools and knowledge necessary to succeed. Whether you are starting your career or seeking to advance further, these schools offer pathways to help achieve your goals.
For more insights into the evolving real estate landscape, consider exploring related articles such as New Jersey AG Sues RealPage, 10 Landlords: Major Antitrust Violations Uncovered and Empowering Homebuyers: How Education is Revolutionizing Real Estate Transactions.
Navigating the World of AI: A Beginner’s Guide
The article highlights the importance of breaking down complex problems into smaller, manageable pieces. This approach allows developers to train specialized models that can handle specific tasks effectively. With the advent of user-friendly tools, even those without advanced coding skills can experiment with AI development and learn the basics of machine learning.
Understanding AI and Machine Learning is essential for anyone interested in this field. AI aims to create systems that can perform tasks requiring human-like intelligence, using algorithms and data to mimic cognitive functions such as learning and problem-solving. Machine learning, a key part of AI, allows computers to improve their performance on a task through experience. There are three main types of machine learning: supervised learning, unsupervised learning, and reinforcement learning.
The article categorizes AI into three main classes: Artificial Narrow Intelligence (ANI), which excels at specific tasks; Artificial General Intelligence (AGI), a future goal where AI matches human intelligence across a wide range of tasks; and Artificial Superintelligence (ASI), which remains theoretical.
For those preparing to build an AI model, the right data, tools, and skills are essential. Data collection involves gathering high-quality data relevant to the project goals, while data cleaning and preprocessing ensure the data is ready for training. Choosing the right tools and frameworks, such as TensorFlow or PyTorch, can save time and effort, and Python is often the preferred programming language for AI development.
The design of AI algorithms is another crucial aspect. Selecting the appropriate learning algorithm—whether supervised, unsupervised, or reinforcement learning—is key to building successful models. Algorithm optimization techniques like hyperparameter tuning and regularization can greatly impact performance.
Training AI models involves configuring processes and evaluating performance. It’s important to measure model performance using relevant metrics and test the model on separate datasets to ensure good generalization.
The article also delves into specialized AI techniques such as Natural Language Processing (NLP), Computer Vision, and Speech Recognition. These techniques allow AI to understand human language, interpret visual data, and recognize speech patterns.
As AI models are deployed, strategies such as cloud platforms, on-premises deployment, and container technologies like Docker play a role in making models accessible to users. APIs are integral for integrating AI models into applications, offering easy access and flexibility.
Maintenance and updates are vital for keeping AI systems accurate and useful. Regular testing, data updates, and security patches ensure models remain effective over time. Continuous improvement through retraining and user feedback can enhance model performance.
The article from Netguru is a comprehensive guide for beginners, emphasizing the growing accessibility of AI development and the availability of tools that allow even novices to create AI models. As AI technologies continue to evolve, ethical considerations such as transparency, bias, and job displacement are becoming increasingly important.
For more detailed insights, you can read the original article on Netguru’s website here.
The 2025 Real Estate Market: Changes and Challenges Ahead
The real estate market in 2025 is poised for a significant overhaul, as states across the nation introduce new legislation aimed at addressing persistent housing shortages. These changes are expected to reshape the dynamics of buying, selling, and renting properties. During his 2024 presidential campaign, President Donald Trump promised to remove “unnecessary” regulations—a commitment he is set to fulfill following his election victory. As a result, prospective buyers and sellers should be vigilant about how these regulatory shifts might impact their decisions.
Real estate agent McKenzie Ryan highlights the influence of a new administration on market confidence. “A new administration always has an impact on the confidence or lack thereof that people have in the real estate market and their timing of when you buy or sell,” she notes. This sentiment is echoed in the original article from House Beautiful, which delves into the expected changes.
Legislative Reforms on the Horizon
In California, the reform of Senate Bill 9 is a pivotal development. This legislation aims to increase affordable housing by permitting duplexes and lot splits on single-family residential lots. Meanwhile, New York’s City of Yes initiative encourages the residential conversion of commercial spaces, further expanding housing options.
Accessory dwelling units (ADUs) are also gaining popularity, providing additional affordable housing solutions. States such as Arizona and Nebraska have established new regulations to allow ADUs on residential lots, and Texas lawmakers are working to overturn ordinances that restrict their use.
Emergence of Mansion Taxes
Mansion taxes, which have already made waves in Los Angeles, are expected to spread across the United States. States like New York, New Jersey, and others are preparing to implement their versions of these taxes, which impose additional financial obligations on high-value property purchases.
Potential for Lower Mortgage Rates
There is ongoing speculation about whether the current administration will maintain low mortgage interest rates. “It could continue to stimulate the housing market by making mortgages more affordable,” Ryan shares. Such measures could enhance market competitiveness by making homeownership more accessible to the average buyer.
Overall, the real estate landscape in 2025 promises to be dynamic, shaped by evolving legislation and the financial policies of the new administration. Stakeholders must stay informed and adaptable to navigate these changes effectively.