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Florida Approves 6.9% Workers’ Compensation Rate Cut for 2026

Construction workers on indoor scaffolding

Florida employers are getting another break on business expenses: the state has approved a 6.9% reduction in workers’ compensation insurance rates for 2026, marking the ninth consecutive year that rates have gone down.

Insurance Commissioner Mike Yaworsky officially signed off on the rate cut, which was proposed by the National Council on Compensation Insurance (NCCI). The decrease applies to all new and renewal workers’ comp policies beginning January 1, 2026.

Yaworsky noted the trend reflects Florida’s improvements in managing workplace risks and stabilizing insurance costs. “This rate decrease directly translates to reduced operating costs for businesses, encouraging investment and growth throughout Florida’s economy,” he said.

Why this matters for Florida professionals

• Lower operating costs for brokers, agencies, and real estate firms with payroll-based policies.

• Encourages hiring and expansion across construction, housing, and property management sectors.

• Extends a multi-year trend of easing statewide business expenses.

Dig deeper: official documents & hearings

• Watch the Florida OIR rate hearing recording: View the recorded session

• Review NCCI’s complete filing on the OIR website: Access filing details

• Read the original report from Islander News: Full article

With another rate reduction locked in, Florida businesses—from contractors to real estate brokerages—can expect additional breathing room in 2026 as statewide operational costs continue trending downward.

More Articles

Getting licensed or staying ahead in your career can be a journey—but it doesn’t have to be overwhelming. Grab your favorite coffee or tea, take a moment to relax, and browse through our articles. Whether you’re just starting out or renewing your expertise, we’ve got tips, insights, and advice to keep you moving forward. Here’s to your success—one sip and one step at a time!

Florida’s Middle Class Is Being Squeezed Out: Insurance Costs, Rebuilding Struggles, and a Changing Coastline

Fort Myers Beach is becoming the front line of a new Florida—one shaped by hurricane devastation, soaring insurance premiums, and rapid gentrification. Three years after Hurricane Ian, residents are still battling massive rebuilding costs and insurance bills that now exceed $5,700 a year on average, with flood insurance reaching $10,000 for some families. Long-time locals, small businesses, and service workers are being priced out as wealthy investors move in, transforming once-affordable coastal communities. Real estate professionals warn that foreclosures may rise if economic pressures continue, signaling a pivotal moment for Florida’s housing market and the professionals who serve it.

By |November 20, 2025|Categories: Article, Climate Impact and Insurance, Florida Real Estate Market, Housing Trends and Economic Pressure|Tags: , , |0 Comments
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Top 2026 Commercial Real Estate Issues Every Professional Should Watch

Economic uncertainty, AI disruption, slowing population growth, and rising portfolio risk are reshaping commercial real estate heading into 2026. A new report unveiled at NAR NXT highlights the forces that will reward informed professionals — and challenge those who aren’t prepared. From fiscal policy and shifting capital flows to tech transformation and housing shortages, the landscape is evolving fast. Cameron Academy breaks down the key issues so real estate, mortgage, finance, and insurance professionals can stay ahead of the curve.

By |November 20, 2025|Categories: Article, Commercial Real Estate, Market Trends, Real Estate Education|Tags: , , |0 Comments
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Federal Climate Funding Pulled, Leaving Billions in Real Estate Risk Exposed

A sudden federal shutdown of FEMA’s BRIC resiliency program has left cities and commercial property owners scrambling, exposing billions in real estate to rising climate threats. With nearly a billion dollars in mitigation funding clawed back and extreme weather intensifying, insurance premiums are expected to surge and coverage may shrink — placing new pressure on markets like Florida and New York.

By |November 20, 2025|Categories: Article, Climate and Infrastructure Policy, Insurance and Financial Impact, Real Estate Market Risk|Tags: , , |0 Comments
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Florida Lawmakers Push Bill to Limit Local Power Over Housing Approvals

A new Florida Senate bill aims to stop cities and counties from blocking residential developments over vague “compatibility” concerns. Supporters say the measure would speed up homebuilding and ease housing shortages, while opponents argue it strips communities of essential oversight and could accelerate growth without proper planning. The proposal could reshape development timelines and land-use decisions statewide, making it a major issue for real estate professionals to watch.

By |November 20, 2025|Categories: Article, Florida Real Estate Policy, Government Legislative News, Housing Development Trends|Tags: , , |0 Comments
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Cape Coral Housing Market Shifts in Favor of Buyers as Homes Linger 119 Days

Cape Coral–Fort Myers has officially moved into buyer-friendly territory, with homes now sitting a median 119 days on the market—far longer than both the Florida and U.S. averages. Rising inventory, a 36.9 percent price‑reduction rate, and slower absorption compared to accumulated supply are giving buyers more leverage and time to negotiate, signaling a meaningful reset in this once‑fast‑moving Florida market.

By |November 20, 2025|Categories: Article, Buyer Market Trends, Florida Real Estate, Housing Market Analysis|Tags: , , |0 Comments
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Kansas City’s Commercial Real Estate Market Finds Its Momentum Again

Kansas City’s commercial real estate sector is finally turning a corner after several years of sluggish activity. Retail is leading the rebound, while multifamily and industrial properties are gaining traction as pricing stabilizes and buyer confidence returns. A standout 2025 transaction—the sale of the 380‑unit Cyan Southcreek community—signals that capital is flowing back into the market. With bid‑ask spreads tightening and investor optimism rising, Kansas City is entering a period of renewed opportunity for real estate professionals and investors alike.

By |November 20, 2025|Categories: Article, Commercial Real Estate, Market Trends, Professional Development|Tags: , , |0 Comments
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By checking the optional box below, you expressly consent to receive marketing text messages from Cameron Academy at the number you provided, about real estate education, course enrollment, licensing exam preparation, and continuing education offers. Consent is not a condition of purchase, registration, or enrollment. Message frequency varies. Message and data rates may apply. Reply Stop to cancel at any time or Help for help. See our Privacy Policy for how your information is handled. Additionally, by checking the box below, you expressly consent to receiving marketing calls at the number you provided, including by auto-dialer, pre-recorded or artificial voice, from Cameron Academy about real estate education related matters, but not as a condition of purchase. This consent applies even if you are on a corporate, state or national Do Not Call List.

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