Florida’s Push for Insurance Transparency: What HB 767 Could Mean for Homeowners and Professionals

As insurance premiums climb statewide, a new bill gaining momentum in Tallahassee is aiming to give Floridians something they’ve been demanding for years: transparency.

The Florida House has unanimously passed HB 767 by a vote of 114–0 — a rare display of unity in a time when homeowners are searching for answers. Rather than capping premiums, the bill focuses on something more foundational: forcing insurers to publicly disclose rates, premiums, and related information not protected as trade secrets.

If it becomes law, this information would be posted directly on the state’s insurance website, giving policyholders a clearer look at why rates are rising and how insurers determine what they charge.

Why Transparency Matters Right Now

State Rep. Yvette Benarroch of Naples, who filed the bill, captured the urgency behind HB 767:

“Right now, affordability is an issue for the whole state and insurance is part of the problem, so we want to make sure that little by little we can get to where they trust us again, because right now I can tell you constituents do not trust insurance companies, and they do not trust government.”

Her comments echo the frustration felt by homeowners, real estate agents, mortgage professionals, and insurance licensees across Florida. With premiums deeply influencing home affordability and market activity, clarity is becoming a must-have tool rather than a luxury.

Why This Matters for Florida Professionals

Whether you’re navigating the real estate market, advising mortgage clients, or working within the insurance sector, understanding bills like HB 767 is essential. These legislative shifts influence consumer confidence, market behavior, and the conversations professionals have every day.

That’s why organizations such as Cameron Academy emphasize staying informed. For those pursuing or renewing licenses in real estate, insurance, mortgage, or other regulated fields, keeping up with evolving laws ensures your credibility — and your effectiveness — remain strong.

What Happens Next?

The bill now moves to the Florida Senate. If approved and signed by the governor, insurers may soon be required to provide a level of transparency many Floridians have been waiting for.

To follow the original reporting and ongoing updates, visit WPTV News, where journalist Matt Sczesny continues digging into Florida’s insurance landscape.