Are NAR’s New MLS Policies About to Backfire? Michigan Case Tests the Waters

Lady justice over detroit skyline

Just days after the National Association of Realtors announced sweeping changes to its MLS Handbook at NAR NXT 2025, the organization is already facing legal blowback — and the first test is unfolding in Michigan.

In the Hardy case, which challenges mandatory Realtor association membership as a condition of MLS access, plaintiffs wasted no time arguing that NAR’s new policies effectively validate their claims. According to attorney Michael Clawson, the timing and nature of these revisions represent what he calls:

“essentially admitting that its previous policy was a violation of antitrust law.”

A Motion Filed Within 48 Hours of NAR’s Announcement

On Nov. 19, Clawson submitted a motion requesting the court’s permission to include NAR’s fresh policy revisions as evidence. The updates, revealed on Nov. 17, shift control over non‑member MLS access from the national level to local associations.

Clawson argues that if NAR removed membership as a prerequisite for MLS access, then the policy must have been problematic to begin with. He wrote that the decision “clearly removes the requirement of NAR membership as a precursor to MLS access.”

Read the original Real Estate News report

NAR Responds: “No Admission of Wrongdoing Here.”

NAR quickly pushed back in a Nov. 21 statement, saying the revisions don’t undermine its long‑standing position. MLSs, they stressed, have always had local discretion when determining access requirements — including whether membership is mandatory.

“NAR stands by the pro‑competitive, pro‑consumer local broker marketplaces… Each local MLS sets their own requirements for determining access to the platform.”

Their statement made one thing clear: the legal fight is far from over.

Where This All Began

The Hardy lawsuit, filed in August 2024 by Michigan real estate professionals Douglas Hardy, Glenn Champion and Dylan Trent, argues that requiring agents to join NAR, Michigan Realtors and a local board simply to access the MLS is unfair and anticompetitive.

The case gained momentum amid NAR’s massive settlement over buyer‑agent commission structures. With many MLSs removing offers of compensation, plaintiffs argue that the value of association membership has decreased — while fees remain high.

Background: NAR’s landmark commission settlement

A National Trend: Similar Cases in Multiple States

Michigan isn’t alone. Lawsuits challenging mandatory Realtor membership have surfaced in Pennsylvania, Georgia, Texas and Louisiana. NAR has won cases in Texas and Pennsylvania — but both are now under appeal.

Explore the nationwide membership challenges

With the spotlight now on Michigan, the big question is whether NAR’s new policy changes will sway the court’s opinion — or if the organization can convince judges that nothing meaningful has truly changed.

Why This Matters for Real Estate Professionals

MLS access remains the backbone of today’s real estate industry. Any changes to who can access it — and under what conditions — could reshape professional standards nationwide.

For those pursuing or renewing real estate licenses, especially in Florida and across the U.S., understanding evolving MLS rules is essential. Institutions such as Cameron Academy actively monitor these developments to ensure students and professionals receive relevant, practical training that keeps them industry‑ready.

As the Michigan case develops, expect continued debate, new legal filings and potentially a redefinition of how MLS systems and Realtor associations operate across the country.

More Articles

Getting licensed or staying ahead in your career can be a journey—but it doesn’t have to be overwhelming. Grab your favorite coffee or tea, take a moment to relax, and browse through our articles. Whether you’re just starting out or renewing your expertise, we’ve got tips, insights, and advice to keep you moving forward. Here’s to your success—one sip and one step at a time!

Portable Mortgages Could Rewrite the Housing Market

The Trump administration is considering letting homeowners take their low mortgage rates with them when they move—a major shift that could ease inventory shortages but disrupt mortgage‑backed securities and raise legal challenges.

Washington Fines Mortgage Broker Over $60K in Major Compliance Crackdown

Washington State regulators issued more than $62,650 in penalties, fees, and restitution to a mortgage broker after uncovering widespread violations, including inaccurate call reports, 79 webpages missing mandatory disclosures, prohibited advertising language, unregistered trade names, and improper borrower preapprovals. The case serves as a crucial reminder for all mortgage, real estate, insurance, and finance professionals to stay vigilant with compliance as oversight continues to tighten nationwide.

The Real Cost of Owning a Home in 2025: Zillow’s New Report Shows a Price Surge Buyers Can’t Ignore

Hidden homeownership expenses are climbing fast, with Zillow revealing that Americans now pay nearly $16,000 a year in taxes, insurance, and maintenance—up sharply from previous years. Soaring premiums, especially in Florida, and rising upkeep costs are reshaping affordability, slowing sales, and creating new challenges for both first-time buyers and seasoned homeowners.

US Commercial Insurance Rates Shift in 2025 as Most Premiums Rise and Workers’ Comp Drops

The latest Ivans Index reveals a mixed but meaningful shift in the 2025 commercial insurance landscape, with most major coverages—including commercial auto, general liability, BOP, property, and umbrella—experiencing year‑over‑year premium increases. Workers’ compensation remains the lone category trending downward. Rising claims costs, reinsurance pressures, and market capacity changes continue to drive rates upward, while Ivans’ new Benchmarks tool brings real‑time pricing intelligence to insurers. For real estate, insurance, mortgage, and business professionals, staying informed on these changes is key to planning, budgeting, and managing risk in the year ahead.

Mortgage Rates Dip as 50-Year Loan Proposal Sparks Big Market Reactions

This week’s mortgage update brought only a slight rate decline, but a much bigger conversation: the possibility of a 50-year mortgage. While a longer term could lower monthly payments by about $130 on a typical $400,000 loan, experts warn it would add more than $500,000 in extra interest and dramatically slow equity growth. With inflation still elevated and the Fed’s next moves uncertain, mortgage rates may edge higher heading into the season. Real estate and mortgage professionals should be ready to address client questions as this ultra-long loan idea gains attention, especially in markets like Florida where affordability remains tight.

LKP Finance’s Profit, Legal Battles, and Surprise Rebrand: A Wake‑Up Call for Today’s Professionals

LKP Finance reported a solid Rs 583.15‑lakh profit for Q2 2025 — but beneath the surface lies a storm of leadership changes, litigation over multi‑crore debts, a rare 12‑year‑old loan write‑back, and a full corporate transformation into Gyftr Limited. From compliance shake‑ups to a dramatic pivot into digital gifting and fintech, this quarter offers big lessons for professionals navigating fast‑evolving industries.