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How to Get a Texas Mortgage Loan Originator (MLO) SML License

Texas Mortgage License Requirements

  • Complete a Criminal Background Check (CBC)
  • Authorize a credit report through the NMLS
  • Fulfill all state and federal education requirements as designated by Texas
  • Pass a National Test
  • Must be at least 18 years of age or older
  • Have a high school diploma or equivalent
  • Possess a social security number
  • Have established credit in the U.S.

Steps to Get a Texas Mortgage License

  1. Obtain an NMLS Unique Identifier: Register for an account on statemortgageregistry.com and request a unique identifier number.
  2. Criminal Background Check: Authorize a Federal (FBI) and state criminal background check through NMLS.
  3. Pre-License Education Requirements: Complete the 23 hours of NMLS-approved education, including federal law, ethics, non-traditional mortgage lending, electives, and Texas (SML) state-specific education.
  4. Pass the National Test: Take and pass the SAFE Act National Test with Uniform State Test (UST). A score of 75% or better is required to pass.
  5. Submit the MU4 Application: Complete and submit the MU4 Application on the NMLS website. Pay the required nonrefundable application fee, Mortgage Guaranty Trust Fund fee, and NMLS processing fee.
  6. Credit Report: Authorize a credit report through the NMLS and complete the Identity Verification Process (IDV).

Course Description

Enroll in our Texas Mortgage Loan Originator 23-Hour SML and SAFE Act Pre-License Course to meet the Texas mortgage education requirements and start your career as an MLO in Texas. This comprehensive online, self-paced course covers federal law, ethics, non-traditional mortgage lending, electives, and Texas (SML) state-specific education.

Course Features

  • Online, self-paced learning
  • Comprehensive coverage of required topics
  • Interactive quizzes and practice exams
  • Expert instructor support
  • Accessible on any device, anytime

Start your mortgage career with Cameron Academy’s MLO License Course – an engaging online course offering education and support for success in the mortgage field. Enroll today and make a meaningful difference as a Mortgage Loan Originator!

Texas mortgage loan originator (mlo) 23-hour sml and occc safe act pre-license course 2024
Texas mortgage loan originator (mlo) 23-hour sml and occc safe act pre-license course 2

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