How to Get a Virginia Mortgage Loan Originator (MLO) License
Virginia Mortgage License Requirements
- Complete a Criminal Background Check (CBC)
- Authorize a credit report through the NMLS
- Fulfill all state and federal education requirements as designated by your state agency
- Take and pass a National Test
- Obtain a surety bond
- Demonstrate financial responsibility, character, and general fitness, including a satisfactory credit report
Steps to Get a Virginia Mortgage License
- Obtain an NMLS Unique Identifier: Register for an account on statemortgageregistry.com and request a unique identifier number.
- Criminal Background Check: Authorize a Federal (FBI) and state criminal background check through NMLS.
- Pre-License Education Requirements: Complete the 20 hours of NMLS-approved education, including federal law, ethics, non-traditional mortgage lending, and electives.
- Pass the National Test: Take and pass the SAFE Act National Test with Uniform State Test (UST). A score of 75% or better is required to pass.
- Secure a Surety Bond: Obtain a surety bond as required by the state of Virginia.
- Demonstrate Financial Responsibility: Provide evidence of financial responsibility, character, and general fitness, including a satisfactory credit report.
Embark on a rewarding career as a mortgage loan originator in Virginia with our 20-hour SAFE Act Pre-License Course. This online, self-paced course is designed to meet the education requirements set by the state of Virginia and covers essential topics such as federal law, ethics, non-traditional mortgage lending, and electives.
- Online, self-paced learning
- Comprehensive coverage of required topics
- Interactive quizzes and practice exams
- Expert instructor support
- Accessible on any device, anytime
Start your mortgage career with Cameron Academy’s MLO License Course – an engaging online course offering education and support for success in the mortgage field. Enroll today and make a meaningful difference as a Mortgage Loan Originator!
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