Pending Home Sales: A Stagnant September

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In the latest report from the National Association of REALTORS®, September 2025 saw no change in pending home sales from the previous month, marking a 0.9% decline when compared year over year. This data provides a significant insight into the current state of the housing market, despite mortgage rates reaching a one-year low.
Lawrence Yun, the NAR Chief Economist, commented on the situation, stating that while contract signings matched the second-strongest pace of the year, they still fell short of the level needed for a healthy market. This is particularly noteworthy given the backdrop of a record-high stock market and increasing housing wealth during September. However, these positive economic indicators were not enough to counterbalance what appears to be a softening job market.
The Pending Home Sales Index (PHS), a leading indicator of housing activity, is based on signed real estate contracts for existing single-family homes, condos, and co-ops. This index typically leads Existing-Home Sales by a month or two, providing an early glimpse into future sales figures.
As we await the next release of data, scheduled for November 25, 2025, the market’s reaction to these figures will be closely watched. Will the housing market find the momentum it needs, or will the challenges in the job market continue to cast a shadow over potential growth? Only time will tell.
For a more detailed analysis, you can read the full news release.

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