Vilas Dhar, president of the Patrick J. McGovern Foundation, recently reflected on the pivotal role of human governance in shaping the future of artificial intelligence (AI). In a Boston Globe article, Dhar shared insights from a visit to a high school in central Illinois, where students expressed both concern and hope about an AI-powered future.


The discussion highlighted a crucial point: AI’s impact is not predetermined by technology alone but is deeply influenced by human choices and governance. As Dhar emphasized, “It depends on us.


Governance and Regulation of AI

AI is rapidly reshaping various sectors, from healthcare to education. However, the systems often operate without public oversight, replicating biases and making critical decisions that affect people’s lives. The article argues for a realignment between technology and public accountability, stressing that governance will determine AI’s societal impact.


The Role of Education in AI Literacy

Education is key to understanding AI’s influence. Programs like Finland’s Elements of AI and the AI Education Project in the United States are leading the way in integrating AI literacy into curricula. These initiatives aim to equip individuals with the skills to critically assess AI systems.


Transparency and Public Accountability

To ensure AI systems are accountable, policymakers must mandate transparency. Dhar calls for public documentation of high-impact AI systems, enabling researchers and journalists to scrutinize their operations and hold them accountable.


Inclusion and Community Involvement

Inclusion is essential in AI development. Organizations like the Algorithmic Justice League model community-driven innovation. The article suggests that corporate boards should oversee AI deployment with the same rigor as financial audits, and investors should demand disclosure of social outcomes.


Dhar’s reflections remind us that while AI’s advancement is inevitable, its trajectory is not. It is up to us to ensure that AI advances justly, benefiting society as a whole. The students in Illinois intuitively understood this, and their insights serve as a call to action for all of us.

More Articles

Getting licensed or staying ahead in your career can be a journey—but it doesn’t have to be overwhelming. Grab your favorite coffee or tea, take a moment to relax, and browse through our articles. Whether you’re just starting out or renewing your expertise, we’ve got tips, insights, and advice to keep you moving forward. Here’s to your success—one sip and one step at a time!

AI, Trust, and the Future of Real Estate: Key Insights from eXp’s Global Perspective

The debut episode of NAR’s Change Agents podcast highlights why real estate expertise is more valuable than ever in an AI-driven world. eXp Realty CEO Leo Pareja explains that while technology accelerates communication and connections, consumers still rely on seasoned professionals to guide them through life’s biggest financial decisions. From the Everest analogy to real-world AI success stories, the conversation reveals how trust, transparency, and expert guidance remain the core of the real estate experience.

Mortgage Rates Drop Below 6% for the First Time Since 2022

U.S. 30‑year mortgage rates have dipped to 5.98%, breaking below 6% for the first time since 2022. This third consecutive weekly decline signals a potentially energized spring buying season as lower Treasury yields and easing market anxiety push rates down. Buyers, sellers, and real estate professionals may see renewed activity as affordability slightly improves and refinancing picks up momentum.

FinCEN’s New Rule Shakes Up Residential Real Estate Transparency

A sweeping federal reporting requirement is about to impact how companies, trusts, investors, and even cash buyers purchase residential real estate. FinCEN’s new rule closes long‑standing loopholes that allowed anonymous all‑cash property deals, requiring many entity-based buyers to disclose their true beneficial owners. Real estate agents, brokers, and advisors should brace for workflow changes and increased compliance responsibilities, while investors are urged to review their acquisition structures now to avoid delays once the rule takes effect.

How the Iran Crisis Is Driving Mortgage Rates Back Up and Disrupting Spring Housing Momentum

After briefly dipping below 6 percent for the first time in years, mortgage rates have surged again following U.S.-Israeli military strikes on Iran. Rising oil prices and a jump in Treasury yields have pushed the average 30-year fixed rate back to 6.12 percent, creating fresh uncertainty just as the spring housing market was gaining traction. Experts warn that continued geopolitical instability could keep rates elevated, while upcoming U.S. employment data may determine whether relief is on the horizon for buyers and sellers.

Life Insurance Costs in 2026: What Every Professional Should Know

New 2026 data reveals that the average life insurance policy costs just 26 dollars a month—less than most lunch outings—making it more affordable than many professionals expect. Rates vary based on age, health, gender, smoking habits, and term length, with younger and healthier applicants paying significantly less. As real estate, mortgage, insurance, and finance professionals plan long-term financial stability, understanding these pricing factors is crucial.