“`html

The Racist Beginnings of Standardized Testing

The history of standardized testing in the United States is steeped in controversy and criticism, particularly regarding its impact on students of color. From their inception over a century ago, these tests have been criticized as instruments of systemic racism and bias. As noted by the National Education Association, standardized tests have historically marginalized students of color, particularly those from low-income families.

Standardized testing

Notably, educational researchers like Ibram X. Kendi have been vocal about the inherent biases in these assessments. Kendi, a prominent figure at the Antiracist Research & Policy Center, argues that standardized tests have been used as tools to degrade Black and Brown minds, excluding them from prestigious educational opportunities.

Historical Context

The origins of these tests can be traced back to the early 20th century, when figures like psychologist and eugenicist Carl Brigham played pivotal roles in their development. Brigham, who was instrumental in the creation of the SAT, believed in the superiority of certain races, a belief that influenced the design and implementation of these tests.

Carl brigham's book
Shortly after the publication of “A Study of American Intelligence” in 1923, the College Board commissioned Carl Brigham to lead development of the SAT.

As the U.S. absorbed millions of immigrants, standardized tests were used to segregate and categorize students, often to their detriment. These biases have had lasting effects, contributing to educational disparities that persist today.

Modern Implications

Today, there is a growing movement to resist the overuse and misuse of standardized testing. Critics argue that these tests fail to accurately measure student learning and often exacerbate educational inequalities. Instead, there is a push for more authentic assessment methods that reflect a broader range of student skills and learning.

Ibram x. Kendi
“The tests have failed time and again to achieve their intended purposes: measuring intelligence and predicting future academic and professional success. The tests, not the black test-takers, have been underachieving.” – Ibram X. Kendi

Efforts to reform these assessment systems are gaining traction, with educators and civil rights organizations advocating for changes that do not perpetuate racial and economic inequalities. As the National Education Association emphasizes, the focus should be on promoting assessments that support the academic, social, and emotional needs of students.

For further reading on this topic, consider exploring additional resources from Teachers College Press, The Atlantic, and Harvard Civil Rights-Civil Liberties Law Review.

“`

More Articles

Getting licensed or staying ahead in your career can be a journey—but it doesn’t have to be overwhelming. Grab your favorite coffee or tea, take a moment to relax, and browse through our articles. Whether you’re just starting out or renewing your expertise, we’ve got tips, insights, and advice to keep you moving forward. Here’s to your success—one sip and one step at a time!

“Moving Past 2024’s Multifamily Real Estate Decline: A Comprehensive Guide for Investors”

Data from 2023 forecasts a potential "Multifamily Real Estate Decline 2024" due to rising cap rates and slowed NOI. However, resources from Cameron Academy help real estate professionals navigate "Investment Risks in Multifamily Properties" through real-time, accurate insights.

Explore Cash Borrowing Alternatives: Discover DSCR Loans’ Competitive Edge

Investing in real estate can be rewarding but finding the right financing can be challenging. One popular option is the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) method, which involves purchasing distressed properties, renovating them, renting them out, and then refinancing to repeat the process. Traditional banks, private money lenders, portfolio lenders, and online lending platforms are all potential sources for BRRRR loans. Another financing option to consider is the DSCR (Debt Service Coverage Ratio) loan, which assesses the property's cash flow rather than just the borrower's income. DSCR loans are commonly used in commercial real estate investments and offer advantages like better cash flow assessment and flexibility for investors. However, they also come with drawbacks such as higher interest rates and stricter qualification requirements. Choosing the right financing option depends on investment strategy, financial considerations, qualification requirements, risk profile, and expert advice. By understanding the available options and considering individual circumstances, investors can select the financing option that aligns with their goals.

Potential Multifamily Real Estate Crash: Implications for Savvy Investors

In this blog excerpt, we discuss the forecast for catastrophic declines in the multifamily market by the end of 2024. Factors such as market saturation, economic uncertainty, and changing lifestyle preferences among renters contribute to this forecast. Potential risks for investors include oversupply, economic volatility, and shifts in tenant demand. Thorough research, analysis, and seeking advice from professionals are crucial for navigating the multifamily market. Being knowledgeable and making informed decisions are key to successful investments in real estate. To get started in the industry, visit CameronAcademy.com for licensing in Real Estate, Mortgage, Insurance, or Finance.

By |August 10, 2023|Categories: Real Estate News|Tags: , , , , |0 Comments

Which mortgage is right for you: fixed or adjustable rate?

In the world of mortgages, the debate between fixed rate and adjustable rate mortgages (FRM and ARM) rages on. FRMs provide consistency and protection against rising rates, while ARMs offer lower initial rates and flexibility. When choosing between the two, factors such as financial goals, economic conditions, time horizon, and risk tolerance must be considered. Ultimately, homeowners must weigh the pros and cons and seek professional advice before making a decision. After all, the right mortgage choice can have a lasting impact on one's financial well-being.

By |August 10, 2023|Categories: Article, Real Estate News|Tags: , , , , |0 Comments

House Hunting? Overcoming Obstacles to Find Your Dream Home

Navigating the complexities of the current housing market can be a daunting task for buyers and sellers alike. Affordability concerns, limited inventory, credit tightening, rising interest rates, and firming home prices are all factors contributing to the challenges in today's market. However, by conducting thorough research, partnering with knowledgeable real estate agents, planning for your budget and mortgage, seeking out alternative financing options, and being patient and flexible, you can overcome these obstacles. With perseverance, informed decision-making, and adaptability, success in real estate transactions can be achieved in any market environment.