Are NAR’s New MLS Policies About to Backfire? Michigan Case Tests the Waters

Lady justice over detroit skyline

Just days after the National Association of Realtors announced sweeping changes to its MLS Handbook at NAR NXT 2025, the organization is already facing legal blowback — and the first test is unfolding in Michigan.

In the Hardy case, which challenges mandatory Realtor association membership as a condition of MLS access, plaintiffs wasted no time arguing that NAR’s new policies effectively validate their claims. According to attorney Michael Clawson, the timing and nature of these revisions represent what he calls:

“essentially admitting that its previous policy was a violation of antitrust law.”

A Motion Filed Within 48 Hours of NAR’s Announcement

On Nov. 19, Clawson submitted a motion requesting the court’s permission to include NAR’s fresh policy revisions as evidence. The updates, revealed on Nov. 17, shift control over non‑member MLS access from the national level to local associations.

Clawson argues that if NAR removed membership as a prerequisite for MLS access, then the policy must have been problematic to begin with. He wrote that the decision “clearly removes the requirement of NAR membership as a precursor to MLS access.”

Read the original Real Estate News report

NAR Responds: “No Admission of Wrongdoing Here.”

NAR quickly pushed back in a Nov. 21 statement, saying the revisions don’t undermine its long‑standing position. MLSs, they stressed, have always had local discretion when determining access requirements — including whether membership is mandatory.

“NAR stands by the pro‑competitive, pro‑consumer local broker marketplaces… Each local MLS sets their own requirements for determining access to the platform.”

Their statement made one thing clear: the legal fight is far from over.

Where This All Began

The Hardy lawsuit, filed in August 2024 by Michigan real estate professionals Douglas Hardy, Glenn Champion and Dylan Trent, argues that requiring agents to join NAR, Michigan Realtors and a local board simply to access the MLS is unfair and anticompetitive.

The case gained momentum amid NAR’s massive settlement over buyer‑agent commission structures. With many MLSs removing offers of compensation, plaintiffs argue that the value of association membership has decreased — while fees remain high.

Background: NAR’s landmark commission settlement

A National Trend: Similar Cases in Multiple States

Michigan isn’t alone. Lawsuits challenging mandatory Realtor membership have surfaced in Pennsylvania, Georgia, Texas and Louisiana. NAR has won cases in Texas and Pennsylvania — but both are now under appeal.

Explore the nationwide membership challenges

With the spotlight now on Michigan, the big question is whether NAR’s new policy changes will sway the court’s opinion — or if the organization can convince judges that nothing meaningful has truly changed.

Why This Matters for Real Estate Professionals

MLS access remains the backbone of today’s real estate industry. Any changes to who can access it — and under what conditions — could reshape professional standards nationwide.

For those pursuing or renewing real estate licenses, especially in Florida and across the U.S., understanding evolving MLS rules is essential. Institutions such as Cameron Academy actively monitor these developments to ensure students and professionals receive relevant, practical training that keeps them industry‑ready.

As the Michigan case develops, expect continued debate, new legal filings and potentially a redefinition of how MLS systems and Realtor associations operate across the country.

More Articles

Getting licensed or staying ahead in your career can be a journey—but it doesn’t have to be overwhelming. Grab your favorite coffee or tea, take a moment to relax, and browse through our articles. Whether you’re just starting out or renewing your expertise, we’ve got tips, insights, and advice to keep you moving forward. Here’s to your success—one sip and one step at a time!

Global Capital Is Reshaping Real Estate for 2026

Investors worldwide are redeploying capital, embracing more active deal structures, and expanding into new regions as the 2026 market takes shape. Data centers, revived office demand, and global diversification are driving a major shift—creating fresh opportunities for real estate, mortgage, and finance professionals who understand where capital is heading next.

Florida’s Home Insurance Crisis Hits Breaking Point as Premiums Soar and Claims Go Unpaid

Florida homeowners now pay an average of $5,838 per year for insurance—about $3,000 more than the national average—pushing many families to the financial brink. Residents report premiums tripling, claims being severely underpaid, and insurers dropping policies at one of the highest rates in the country. As frustration mounts, lawmakers and industry experts are calling for sweeping reforms to curb rising costs, increase accountability, and stabilize a market that’s reshaping real estate decisions across the state.

Citizens Insurance Steps Back as Florida’s Private Market Surges

Florida’s insurance market has hit a major turning point. Citizens Property Insurance—once the state’s largest insurer with 1.4 million policies—has shed more than 900,000 policies as private insurers return in force. Driven by Florida’s depopulation program and the arrival of 17 new companies, nearly 200,000 policies shifted to private carriers in October alone, with about 40 percent offering lower premiums. The shift signals rising competition, stabilizing rates, and new opportunities for homeowners and industry professionals navigating Florida’s evolving insurance landscape.

NAR Unveils Biggest MLS Policy Overhaul in 20 Years, Effective 2026

The National Association of REALTORS® has approved 18 major updates to modernize its MLS policies—the largest overhaul in two decades. Announced at NAR NXT in Houston and set to take effect in January 2026, the changes aim to streamline MLS operations, improve enforcement clarity, and better align policies with how today’s real estate professionals actually work.

Inhabit Unveils New AI and Fraud Prevention Tools Transforming Property Management

Inhabit has rolled out a powerful lineup of AI-driven leasing, marketing, fraud prevention, and compliance tools designed to streamline operations and protect property teams from growing risks. From hybrid AI leasing assistants to instant income verification and upcoming portfolio-wide lease audits, these innovations aim to cut costs, eliminate inefficiencies, and strengthen regulatory confidence across the multifamily industry.

Florida’s Insurance System Is Shifting Again—But Are Homeowners Still in the Danger Zone?

Florida’s latest round of insurance reforms was meant to calm a volatile market, yet many experts warn the same deep structural problems remain. Homeowners are being pushed from Citizens into higher‑priced, lightly capitalized private insurers, ratings agencies face scrutiny for inflated grades, and political influence clouds oversight. For real estate and insurance professionals, these trends signal ongoing risk, rising costs, and a market in need of a complete rebuild.